
My Smart Borrowing offers great ways to improve student's borrowing habits. This website offers a variety of resources, including five tips to smart borrowing. Once you have signed up, you can start browsing and discussing the information on the site. Set a pace for your students and ask them to complete a graphic organizer to help them understand the site.
iGrad
iGrad is an online tool that helps you manage your student loan debt and learn financial literacy. It is designed to help you create a budget and borrow only what you need. The program also offers money management tips such as a student loan snapshot tool that allows you to track all federal student loan debt. Videos are also available on the platform that will help students learn how to borrow smartly and prepare for repayment. iGrad also sends your loan data into the National Student Loan Data System. These can be accessed by approved agencies or lenders.
Financial wellness hub
My smart borrowing can be a tool that students can use to improve their financial health. This program can be used by anyone, no matter if you're a student of color, first-generation or otherwise. This free website provides information and resources to assist you in your journey to financial well-being.

Career and college planning website
My smart borrowing offers advice and practical guidance on how to borrow college loans. The College Cost Calculator lets you compare four colleges and projects your financial future. This website was created for recent college students and graduates who wish to borrow for college.
Smart borrowing from iGrad
iGrad is a student loan repayment platform that offers digital resources and financial education to help students manage student loans. It also offers an interactive tool that tracks student loans. This tool allows students to calculate how much they will have to repay each month after graduation. U.S. News and World Report reports that many fintech companies are helping students repay student loans.
iGrad has a tool to cancel loans
You can learn how to manage your finances during college. Using iGrad’s loan cancel tool is a great way to ensure that you don’t end up with too much debt. This tool will allow you to view all of your loans in one location. You can also talk to a Student Repayment Advisor to find the best way you can manage your finances.
Understanding loan repayment
Many focus group participants found the student loan repayment system difficult to use. They experienced a variety of problems relating to their debt repayment, including delays and missed payments. They also did not receive sustained, immediate relief from financial difficulties. This caused financial stress and balance-sheet anxiety. The borrowers had no choice but to make hard tradeoffs in order keep their bills current. These people eventually turned to short-term solutions like deferment or forbearances.

Smart borrowing graphic organizer from iGrad
Smart borrowing is an essential skill for any college student, and the iGrad financial wellness hub can help you make smart decisions about student loan borrowing. The website offers a wealth of information, including articles, videos, and infographics on a variety of topics. The topics covered include investing, student loans, career development, and investing. iGrad lets users explore its calculators and track their finances in real time.